From http://curmudgeonlyramblings.blogspot.com/:
Default settings this time - and this one's hot off the presses. I've just come from a brief session at Bannatyne's and I overheard 2 chaps talking in the changing room about subscriptions for the over 60's. Mmm, I thought - must enquire at reception on my way out - and I did.
"Oh yes, sir, we do have special rates for over 60's - are you interested in signing up?" No, says I - I'm already a member - and I have been for several years now - and I'm 63. What's available, says I? "Over 60's have restricted hours, sir" - but I'm already on restricted hours. "Oh", she says.
It turns out that I can get longer hours than I'm on now - including getting in from 6:30 in the morning - and pay less subscription! Why wasn't I offered this automatically when I became 60? "Well, sir, not everyone likes the change in hours". What's not to like about getting more hours than I'm currently on (I currently can't go in before 9:30 am) - and paying less?
There is an analogy here with another of my favourite rant topics - banks. Whenever they offer special savings deals, they are usually time limited, but do they contact you at the end of the period and offer you something else? Of course not - that would be too reasonable and fair, wouldn't it? No, what they do is automatically transfer your money to one of their default funds, always attracting lower rates of interest.
Default settings - the cheats' and lazy person's charter.
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